The second chance program will have a free zoom meeting once per month for homeowner
that are going though the foreclosure process.
Florida Foreclosure Tria
lUnclean Hands as a Florida Foreclosure Defense
Proving Unclean Hands
Foreclosure Defense of Conditions Precedent
Lack of Notice of Default
Common notice of default clause in a mortgage
Loan Modification with Chapter 13 Bankruptcy
When Do You Need a South Florida Foreclosure Defense Lawyer?
As Soon as Possible
When You Receive a Default Notice
You are Considering Refinancing
You are Considering a Loan Modification
You are Going to Let the Foreclosure Happen
What are the solutions to resolve mortgage debt problem?
Mortgage Loan Modification
Filing for Bankruptcy in Stops Foreclosures
Hire a Foreclosure Defense Attorney
What are the alternative Foreclose Solutions?
Short Sale vs. Bankruptcy
Deed in Lieu of Foreclosure
How We Defend Your Foreclosure
The basic steps in foreclosure
What happens if they auction the home for less then what you owe
How you may be able to stop the foreclosure.
What exactly is Foreclosure?
When you Finance a Home Two Documents are Created:
The Promissory NoteThe promissory note contains:
How many years the loan is for
The total amount of the loan
The loan interest rate
The name of the borrower
The address of the property
The Mortgage contains:
A legal description of the property
The address of the property
The names of the borrowers
Promissory note is your promise to repay the loan.
The Mortgage is what allows the property to be foreclosed on if you don’t make the monthly payments.
Knowing the Participants in a Foreclosure
The primary participants involved in mortgage loan transactions and foreclosures are:
The Borrower: Individual who borrows money from a lender to purchase the home. They agree the home can be used as security for the lender to ensure the loan is paid.
The Lender: The lender loans the money to the borrower.
The Investor: An individual or company that purchases loans from lenders.
The Mortgage Servicer: This is usually the company you send your monthly payments to. (It may be different from the lender) They answer borrower questions about the loan, keep record of the interest and principal paid, even initiate foreclosure if payments are missed.
The Foreclosing Party: Can be The Lender, The Investor, or The Mortgage Servicer
Types of Foreclosures
Judicial Foreclosure Non-Judicial Foreclosure
Foreclosure PrerequisitesStarting a Judicial Foreclosure
What happens after foreclosure and the home is sold after Auction?
What is the Eviction process in Foreclosure proceedings?
Deficiency Judgments:It may not be over yet?
Our Foreclosure Defense Attorneys are Perfect For Homeowners Who:
Need more time to get a loan modification.
Need more time to find a buyer for a short sale.
Need more time to work out a deed in lieu of foreclosure.
Need to get a deficiency waiver so they are not liable for any extra debt when a home is sold for less than what they financed it for.
Need to buy more time to negotiate with their lender.
Are looking to continue living in their home mortgage free to save money.
Feel the bank has made a serious error and should not be allowed to foreclose.
Unfortunately, we cannot help if your home has already been sold.
Keep Homeowners in their property, Free!
Help you sell in "As Is" Condition
Save Your Credit Rating
Eliminate all debt to the Mortgage
What should you do if you receive foreclosure or Eviction paperwork?
Can I fight back or delay the foreclosure?
What can I do, and how much will it cost?
What will a Bankruptcy do for me in my foreclosure?
Do I need an Attorney?
What if I have been asked to sign a Promissory Note at the Closing of my Short Sale?
What if I have an Adjustable Rate Mortgage that I cannot keep up with?